Super Visa & Visitor Insurance, compared in seconds and explained by a real advisor.
See live prices from leading insurers for parents, grandparents, visitors and international students. Then talk it through with Pankaj Bhatia, in English, Punjabi, Hindi or Urdu, before you buy.
- IRCC-compliant Super Visa plans
- Monthly payment options
- Pre-existing condition cover
- Same premium as buying direct
What do you need covered?
Pick one to see live prices, no email or phone needed.
To get a Super Visa, a parent or grandparent needs private emergency medical insurance of at least $100,000 covering health care, hospitalization and repatriation, valid for at least one year from entry, from a Canadian insurer or an OSFI-authorized foreign insurer, and paid in full or by instalments with a deposit. Pankaj compares these plans for you and walks you through the medical questions so the policy actually pays when you need it.
Why families choose Pankaj Bhatia
Buying online is fast. Buying the right plan takes someone who knows the fine print.
Every major insurer, one screen
Compare prices and plan summaries side by side instead of calling company after company.
Medical questions done right
Most claim problems start with a wrong answer on the application. Pankaj goes through every question with you.
Your language
English, ਪੰਜਾਬੀ, हिन्दी and اردو, so parents and grandparents understand their cover too.
Help when you claim
If something happens, you call a licensed advisor who knows your file, not a call-centre queue.
Insurance for visitors to Canada
Emergency medical coverage for everyone who isn't covered by a provincial health plan.
Super Visa Insurance
IRCC-compliant plans for parents and grandparents: $100,000+ coverage, 1-year policies, stable pre-existing condition options and monthly payments.
Compare Super Visa plans →Visitors to Canada Insurance
Emergency medical cover from a few days to a full year for tourists, family visits and anyone without provincial coverage.
See visitor plans →International Student Insurance
Private cover for students whose school doesn't include a plan, and gap cover before a school or provincial plan starts.
Student options →Super Visa Monthly Plans
Spread the cost over 12 months with insurers that offer instalments IRCC accepts.
How monthly plans work →Pre-existing Conditions
Blood pressure, diabetes, heart conditions. Understand stability periods and pick a plan that actually pays.
Read the guide →New Immigrants & Returning Canadians
Private cover until your provincial health card becomes active.
Learn more →How it works
Get instant quotes
Enter the travellers' ages and dates. Prices from leading insurers appear in seconds, no email or phone required.
Talk it through
Call or WhatsApp Pankaj. He checks pre-existing conditions, deductibles and refund rules so you pick the right plan.
Get your policy
Your policy and IRCC-ready confirmation arrive by email, usually the same day.
Super Visa vs. visitor insurance at a glance
The two products look similar, but the rules are different.
| Super Visa insurance | Visitors to Canada insurance | |
|---|---|---|
| Who it's for | Parents & grandparents applying for or holding a Super Visa | Tourists, family visitors, business travellers, people waiting for provincial coverage |
| Required? | Yes. Proof is required by IRCC | Not required by law, strongly recommended |
| Minimum coverage | $100,000 | Your choice: from $10,000 up |
| Length | At least 1 year from entry | Any length, a few days up to 1 year |
| Payment | Paid in full, or instalments with a deposit | Usually paid in full; some monthly options |
| Refund if visa refused | Yes, with the refusal letter, before coverage starts | Yes, before the effective date |
Pankaj Bhatia, PFA, CHS
Pankaj is a licensed insurance advisor with 11 years in financial services. He has helped thousands of families bring parents and grandparents to Canada with the right medical coverage. From offices in Mississauga and Cambridge, he works with clients across Canada by phone, WhatsApp and email.
- Licensed in ON, BC, AB, MB, SK, NB, NS
- English · Punjabi · Hindi · Urdu
- Super Visa & Visitor specialist
- Life & Critical Illness
What clients say
“Pankaj is very knowledgeable and has always provided me with the best insurance products to suit my needs. Highly recommend!”
“Probably the best website in Toronto for Super Visa insurance and visitors medical insurance.”
“I have been dealing with Pankaj Bhatia, who has been super professional and responsive to my needs.”
Super Visa & visitor insurance: your questions answered
What is Super Visa insurance?
It's private emergency medical insurance that parents and grandparents need to get a Canadian Super Visa. It pays for emergency hospital care, doctors, tests, medication and repatriation while they are in Canada, because visitors are not covered by provincial health plans like OHIP.
What is the minimum coverage for Super Visa insurance?
At least $100,000 of emergency coverage for health care, hospitalization and repatriation, valid for at least one year from the date of entry. Many families choose $150,000 or more because the extra cost is usually small compared with the extra protection. If both parents are travelling, see couple policies.
Can I pay for Super Visa insurance monthly?
Yes. IRCC accepts a policy paid in instalments as long as a deposit has been paid. Several insurers offer monthly plans; some charge a one-time setup fee. Pankaj will show you the monthly and annual price side by side.
Does Super Visa insurance cover pre-existing conditions?
It can. Many plans cover conditions such as high blood pressure, diabetes or cholesterol if they have been stable for a set period (often 90 or 180 days) before the policy starts. Choosing a plan with stable pre-existing condition coverage costs more but avoids the most common reason claims are denied.
Is visitor insurance mandatory in Canada?
For regular visitors it isn't required by law, but it is strongly recommended. One night in a Canadian hospital can cost several thousand dollars. It is mandatory for Super Visa applicants, and some visa offices and employers ask for proof of coverage.
When should I buy visitor insurance?
Before the visitor leaves home. Many plans add a waiting period (often 48 hours to 7 days for sickness) when the policy is bought after arrival in Canada. Buying early also lets you lock in the price for their current age.
Do international students in Canada need health insurance?
Yes. Students aren't covered by OHIP in Ontario and must join a school plan such as UHIP; in some other provinces they can join the provincial plan after a waiting period. Private student insurance covers the gap before a school or provincial plan starts.
Is it more expensive to buy through an advisor?
No. The premium is the same as buying directly from the insurer. You get comparison, advice on the medical questions and help with claims at no extra cost.
How quickly can I get a Super Visa insurance policy?
Usually the same day. Once you choose a plan and pay (in full or the deposit for a monthly plan), the insurer emails the policy and confirmation letter you upload with the Super Visa application.
Guides
Plain-language answers to the questions families ask most.